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A New Era of Payments with AI

mobilecredits.app/
Embedded & decentralized finance, tokenization, real-time payments & generative AI (GenAI).
Join 10M+ Web3 users, accept instant payments, end-to-end from any mobile device.
Web3 & Metaverse
Custom Designer
Contactless
Instant Payments

Benefit from Early Access  with Priority Access.
Get your email address approved for Whitelisting.

Instant Mobile Payments 24/7

Embedded and decentralized finance, tokenization, real-time payments and generative AI (GenAI) are among the powerful forces shaping the banking landscape today.

Mobile Credits helps easily overcome any new friction with an ideal contactless experience and grow your professional relationships with its viral features. With AI and increasing processing capabilities to perform transactions in real-time without any human intervention.

No physical contact is required to send or receive instant payments worldwide from any mobile phone or one you already own.

Be one of the first to try it & receive exclusive updates.

OpenSea
iOS-Android-compatible

24/7 Financial Freedom

Embedded & decentralized finance, tokenization, real-time payments & generative AI (GenAI).
Connect to 1000+ of apps & services across the Blockchain, Web3 & Metaverse digital ecosystems.

Decentralized Physical Infrastructure Networks

Retain vigilant in protecting the core principles of your own financial sovereignty & freedom of choice.

Credit Chip - Decentralized Automated Payment Processor (DAPP) with AI | Product Hunt

Choose Your Side

Decide between CeFi and DeFi for Instant Payments.

Centralized

iOS & Android + Credit & Debit

Decentralized

iOS & Android + Cryptocurrency

Explore for More...

1

Build your own Mobile Super App Today

Easily set up your account and create your own Mobile ID to make a Professional first impression.

2

Monetize Anything, Anywhere, Anytime!

Connect Credit Chip to accept instant payments by using NFC, QR code, URL, email & many more.

3

Instant Cross-Border Payments Worldwide

Interact 24/7 with anyone on the Blockchain, Web3 & Metaverse to accept instant payments.

Anything, Anytime, Anywhere, Always!

NFC Tags

Easily accept instant payments from anyone using NFC, QR code, URL, Link in Bio, Email, Newsletters & more…

e.g. Create a personal QR code for shoppable videos to deliver a live commerce experience or print it on anything like business cards, flyers, stickers, posters, or a billboard to promote your business, products & services for instant checkouts with PINless authentication.

*Credit Chip required for in-person payments (sold separately here).

Instant Payments

Buy, Sell & Trade Online, Offline, Web3 & Metaverse

Business, products, services, creators, artists, writers, musicians, podcasters, vloggers, gamers, developers, hobbyists, fashion, brands…

Buy, sell & trade with enhanced trust, compliance, and governance Online, Offline, Blockchain, Web3 & Metaverse.

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Active Mobile Users
0 M+
Currencies, Coins & Tokens
0 +
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Live Commerce

Multiple core features with the capability of integration in all Social Media, Web3 platforms and Metaverse ecosystems.

Mobilecredits

Create a Free Mobile ID for Business, Products & Services.
The only social Link in Bio you’ll ever need.

iOS & Android

Business Card

Create a Professional vCard for Business, Products & Services.

Point of Sale (POS)

Accept Instant payments on any mobile device in any ecosystem (iOS & Android).

Live Commerce

List any business, products & services to gain more customers & sales.

CV & Portfolio

List your CV and or portfolio to show your professional work experience.

Testimonials

Display your client's reviews and showcase the quality of your work.

Social Channels

Add unlimited social media and other platform links to generate more traffic.

0% Transfer Fees

Free, instant payments between Mobile Credits wallet users.

Top-Up

Once your Mobile Credits wallet is loaded there are many ways to use it.

Withdrawals

Payouts to your bank account according to your payout schedule.

Powered by AI

Experience how AI offers new ways to get paid.
Run all your business & payments in one place.

Artificial Intelligence

AI helps prevent fraud and increase conversion rates. 

Real-Time Payments

A new way for everyone to reimagine how to
buy, sell and grow their Business.

Powered by Stripe

Optimize cash flow to give customers more reasons to pay with groundbreaking AI technology & innovative points of view:

  • Run your business more efficiently on the Blockchain, Web3 and Metaverse.
  • Superior user experiences that differentiate your brand & business.
  • Revenue growth by monetising capabilities beyond card payments.
  • P2P (Person-to-Person): Transactions that involve sending money from one individual to another, such as a gift, a donation, or a payment for a personal service.
  • C2B (Consumer-to-Business): Transactions that involve paying a business for a product or service, such as buying clothes, booking a flight, or ordering food online.
  • C2G (Consumer-to-Government): Transactions that involve paying the government for a fee, a fine, or a tax, such as renewing a license, paying a parking ticket, or filing an income tax return.
  • G2C (Government-to-Consumer): Transactions that involve receiving money from the government for a benefit, a subsidy, or a refund, such as getting social security, unemployment insurance, or stimulus check.
  • B2C (Business-to-Consumer): Transactions that involve refunding money to the consumer for a product or service, such as returning an item, canceling a subscription, or getting cash back.
  • B2B (Business-to-Business): Transactions that involve transferring money between businesses for a contract, an invoice, or a purchase order, such as paying rent, settling accounts, or buying supplies.
  • B2G (Business-to-Government): Transactions that involve paying the government for a license, a permit, or a tax, such as registering a business, obtaining a patent, or remitting sales tax.
  • A2A (Account-to-Account): Transactions that involve moving money between one’s own accounts at the same or different banks, such as transferring funds from checking to savings, or from one bank to another.

+8.000.000.000 Opportunities

Digitalization is the most important and only way to scale up financial inclusion.

The global population of 8 billion

Blockchain as a Service

Smart contracts (simply programs) run using blockchain technology, stored on a blockchain that run when predetermined conditions are met.
They typically are used to automate the execution of a transaction so that all participants can be immediately certain of the payments…
Without any intermediary’s involvement or time loss.

Smartcontracts

Send & receive transactions on layer-1 and layer-2 networks e.g. MetaMask:

How does PBT-2 work

* Accept BTC, ETH, SOL and any ERC-20, ERC-721 token payments from another wallet directly into
your own MetaMask (+ AirGap Vault, Keystone, Lattice, Ledger and Trezor), Phantom or other (hardware) wallet account.

Powered by Blockchain
  • Blockchain’s decentralized nature aids AI by facilitating secure data sharing while preserving user privacy.
  • Blockchain’s tamper-resistance boosts AI system reliability, especially in critical industries like finance.
  • Supports decentralized AI model use, enhancing transparency & potentially upping efficiency & robustness. 

Welcome to…

Web

3

Instant Payments

Web 3.0, Blockchain & Metaverse

Why Wait… Get Paid!

Any creditcard member and cryptocurrency holder can now connect a single 24/7 gateway to accept instant payments made from any card, crypto wallet or the customer's bank account.

Visa Live Commerce Credit Chip

On Any Mobile Device

iOS-Android

Providing any type of business with a custom, secure, private & easy way to accept instant mobile payments worldwide.

Latest Updates

  • Full control of your assets & private keys for maximum safety
  • Designed for user convenience and worry-free transactions
  • Free instant payments between iOS & Android phone users
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