24/7 Financial Freedom
Embedded & decentralized finance, tokenization, real-time payments & generative AI (GenAI).
Connect to 1000+ of apps & services across the Blockchain, Web3 & Metaverse digital ecosystems.

Retain vigilant in protecting the core principles of your own financial sovereignty & freedom of choice.
Choose Your Side
Decide between CeFi and DeFi for Instant Payments.
Explore for More...
Build your own Mobile Super App Today
Easily set up your account and create your own Mobile ID to make a Professional first impression.
Monetize Anything, Anywhere, Anytime!
Connect Credit Chip to accept instant payments by using NFC, QR code, URL, email & many more.
Instant Cross-Border Payments Worldwide
Interact 24/7 with anyone on the Blockchain, Web3 & Metaverse to accept instant payments.



Anything, Anytime, Anywhere, Always!


Easily accept instant payments from anyone using NFC, QR code, URL, Link in Bio, Email, Newsletters & more…
e.g. Create a personal QR code for shoppable videos to deliver a live commerce experience or print it on anything like business cards, flyers, stickers, posters, or a billboard to promote your business, products & services for instant checkouts with PINless authentication.
*Credit Chip required for in-person payments (sold separately here).




Buy, Sell & Trade Online, Offline, Web3 & Metaverse
Business, products, services, creators, artists, writers, musicians, podcasters, vloggers, gamers, developers, hobbyists, fashion, brands…
Buy, sell & trade with enhanced trust, compliance, and governance Online, Offline, Blockchain, Web3 & Metaverse.






Live Commerce
Multiple core features with the capability of integration in all Social Media, Web3 platforms and Metaverse ecosystems.


Create a Free Mobile ID for Business, Products & Services.
The only social Link in Bio you’ll ever need.



iOS & Android
iOS
1.65 Billion active mobile devices worldwideAndroid
3 Billion active mobile devices worldwideWindows
1.3 Billion active mobile devices worldwideLinux
32.8 million active users worldwideUbuntu
40 million active users worldwideOnePlus
Serves 34 countries & regions around the worldHuawai
3 Billion active mobile devices worldwideSamsung
19 Billion active mobile devicesOppo
Serves 44 countries & regions around the worldXiaomi
291.6 Million active mobile devices worldwidePlayStation
109 Million active users/monthXbox
100 Million active users/monthSignal
50 Million potential customers/monthSpotify
356 Million potential customers/monthSoundcloud
76 Million potential customers/monthTelegram
200 Million potential customers/dayViber
260 Million potential customers/daySkype
300 Million potential customers/dayFacebook Messenger
1.3+ Billion potential customers/dayWhatsapp
1.5+ Billion potential customers/dayInstagram
1+ Billion potential customers/dayTikTok
2.5 Billion potential customers/dayX
330 Million potential customers/dayFacebook
2.5+ Billion potential customers/daySnapchat
255 Million potential customers/dayLinkedin
260 Million potential customers/dayPinterest
200 Million potential customers/dayYouTube
1.5+ Billion potential customers/dayTumblr
794 Million potential customers/dayVK
300 Million potential customers/dayYahoo
225 Million potential customers/monthQuora
300 Million potential customers/monthTwitch
15 Million potential customers/dayGithub
56 Million developers worldwideDiscord
100 Million potential customers/monthLikee
150 Million potential customers/monthWeibo
392 Million potential customers/dayWeChat
980 Million potential customers/dayQZone
392 Million potential customers/dayLine
203 Million potential customers/dayQQ
783 Million potential customers/dayMeta
5 million headsets around the worldTesla
499,550+ cars already driving around the world
Business Card
Create a Professional vCard for Business, Products & Services.
Point of Sale (POS)
Accept Instant payments on any mobile device in any ecosystem (iOS & Android).
Live Commerce
List any business, products & services to gain more customers & sales.
CV & Portfolio
List your CV and or portfolio to show your professional work experience.
Testimonials
Display your client's reviews and showcase the quality of your work.
Social Channels
Add unlimited social media and other platform links to generate more traffic.
0% Transfer Fees
Free, instant payments between Mobile Credits wallet users.
Top-Up
Once your Mobile Credits wallet is loaded there are many ways to use it.
Withdrawals
Payouts to your bank account according to your payout schedule.
Powered by AI
Experience how AI offers new ways to get paid.
Run all your business & payments in one place.


AI helps prevent fraud and increase conversion rates.
Real-Time Payments
A new way for everyone to reimagine how to
buy, sell and grow their Business.


Optimize cash flow to give customers more reasons to pay with groundbreaking AI technology & innovative points of view:
- P2P (Person-to-Person): Transactions that involve sending money from one individual to another, such as a gift, a donation, or a payment for a personal service.
- C2B (Consumer-to-Business): Transactions that involve paying a business for a product or service, such as buying clothes, booking a flight, or ordering food online.
- C2G (Consumer-to-Government): Transactions that involve paying the government for a fee, a fine, or a tax, such as renewing a license, paying a parking ticket, or filing an income tax return.
- G2C (Government-to-Consumer): Transactions that involve receiving money from the government for a benefit, a subsidy, or a refund, such as getting social security, unemployment insurance, or stimulus check.
- B2C (Business-to-Consumer): Transactions that involve refunding money to the consumer for a product or service, such as returning an item, canceling a subscription, or getting cash back.
- B2B (Business-to-Business): Transactions that involve transferring money between businesses for a contract, an invoice, or a purchase order, such as paying rent, settling accounts, or buying supplies.
- B2G (Business-to-Government): Transactions that involve paying the government for a license, a permit, or a tax, such as registering a business, obtaining a patent, or remitting sales tax.
- A2A (Account-to-Account): Transactions that involve moving money between one’s own accounts at the same or different banks, such as transferring funds from checking to savings, or from one bank to another.
- Run your business more efficiently on the Blockchain, Web3 and Metaverse.
- Superior user experiences that differentiate your brand & business.
- Revenue growth by monetising capabilities beyond card payments.
+8.000.000.000 Opportunities
Digitalization is the most important and only way to scale up financial inclusion.


Blockchain as a Service


Smart contracts (simply programs) run using blockchain technology, stored on a blockchain that run when predetermined conditions are met.
They typically are used to automate the execution of a transaction so that all participants can be immediately certain of the payments…
Without any intermediary’s involvement or time loss.




your own MetaMask (+ AirGap Vault, Keystone, Lattice, Ledger and Trezor), Phantom or other (hardware) wallet account.


- Blockchain’s decentralized nature aids AI by facilitating secure data sharing while preserving user privacy.
- Blockchain’s tamper-resistance boosts AI system reliability, especially in critical industries like finance.
- Supports decentralized AI model use, enhancing transparency & potentially upping efficiency & robustness.


Any creditcard member and cryptocurrency holder can now connect a single 24/7 gateway to accept instant payments made from any card, crypto wallet or the customer's bank account.


On Any Mobile Device


Providing any type of business with a custom, secure, private & easy way to accept instant mobile payments worldwide.





Instant Mobile Payments 24/7
Embedded and decentralized finance, tokenization, real-time payments and generative AI (GenAI) are among the powerful forces shaping the banking landscape today.
Mobile Credits helps easily overcome any new friction with an ideal contactless experience and grow your professional relationships with its viral features. With AI and increasing processing capabilities to perform transactions in real-time without any human intervention.
No physical contact is required to send or receive instant payments worldwide from any mobile phone or one you already own.
Be one of the first to try it & receive exclusive updates.




- Full control of your assets & private keys for maximum safety
- Designed for user convenience and worry-free transactions
- Free instant payments between iOS & Android phone users